How to Compare Plano Chevy Impala Insurance

Have you had enough of scraping nickels together each month for car insurance? You are no different than many other Texas drivers.

Insurance for Chevy ImpalaIt’s a fact that car insurance companies want to keep your business as long as possible. Insureds who compare price quotes will, in all likelihood, buy a different policy because of the good chance of finding lower prices. A recent car insurance study discovered that drivers who compared rates annually saved an average of $70 a month compared to those who never shopped for cheaper rates.

If finding the lowest rates on auto insurance is your goal, then learning a little about how to find and compare insurance premiums can make it easier to find better rates.

Due to the large number of companies and agents to choose from, it’s nearly impossible to locate the most affordable company.

Smart consumers take time to get comparison quotes before your next renewal since insurance prices go up and down regularly. If you had the best deal on Chevy Impala insurance in Plano at your last renewal the chances are good that you can find a lower premium rate today. Block out anything you think you know about car insurance because you’re about to learn the only way to reduce your cost while increasing coverage.

Best companies for Chevy Impala insurance

The car insurance companies shown below have been selected to offer comparison quotes in Texas. If your goal is to find cheaper car insurance in Plano, it’s highly recommended you get rates from several of them to get the most affordable price.

Rates and statistics

The coverage information displayed next highlights estimates of insurance coverage prices for Chevy Impala models. Understanding more about how insurance premiums are calculated can be useful when making smart choices when choosing a car insurance company.


Chevrolet Impala Insurance Rates in Plano, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $180 $312 $500 $30 $150 $1,172 $98
Impala LS $180 $312 $500 $30 $150 $1,172 $98
Impala LT $208 $312 $500 $30 $150 $1,200 $100
Impala LT $208 $312 $500 $30 $150 $1,200 $100
Impala LTZ $208 $368 $500 $30 $150 $1,256 $105
Impala LTZ $208 $368 $500 $30 $150 $1,256 $105
Get Your Own Custom Quote Go

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Table data does not factor in Plano location which can decrease or increase coverage prices greatly.

Deductible comparison

One common question asked by Plano drivers is which deductibles should you choose. The following insurance rates can help illustrate the rate difference when you select higher and lower physical damage deductibles. The first pricing table uses a $100 physical damage deductible and the second pricing table uses a $500 deductible.


Chevrolet Impala insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $286 $592 $382 $22 $114 $1,421 $118
Impala LS $286 $592 $382 $22 $114 $1,421 $118
Impala LT $328 $592 $382 $22 $114 $1,463 $122
Impala LT $328 $592 $382 $22 $114 $1,463 $122
Impala LTZ $328 $698 $382 $22 $114 $1,569 $131
Impala LTZ $328 $698 $382 $22 $114 $1,569 $131
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Chevrolet Impala insurance with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impala LS $208 $400 $382 $22 $114 $1,126 $94
Impala LS $208 $400 $382 $22 $114 $1,126 $94
Impala LT $240 $400 $382 $22 $114 $1,158 $97
Impala LT $240 $400 $382 $22 $114 $1,158 $97
Impala LTZ $240 $472 $382 $22 $114 $1,230 $103
Impala LTZ $240 $472 $382 $22 $114 $1,230 $103
Get Your Own Custom Quote Go

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Information does not factor in specific zip code location which can raise or lower auto insurance rates noticeably.

Based on the figures above, using a $100 deductible costs roughly $26 more each month or $312 a year than buying the higher $500 deductible. Because you would pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you have at a minimum 15 months between claims, you would probably be better off if you choose the higher deductible.

The chart below demonstrates how deductible levels and can influence Chevy Impala premium costs for different ages of insureds. The premium estimates are based on a married male driver, full coverage, and no additional discounts are factored in.

How accidents and tickets impact rates in Plano

The illustration below highlights how speeding tickets and at-fault fender-benders can raise Chevy Impala car insurance costs for different categories of driver ages. The premiums are based on a married female driver, full physical damage coverage, $500 deductibles, and no discounts are applied.

Components of Your Chevy Impala Insurance Prices

Many different elements are considered when quoting car insurance. Most are fairly basic like your driving record, although some other factors are more obscure like your continuous coverage or how financially stable you are.

These discounts can reduce Chevy Impala insurance rates

Companies offering auto insurance do not list all discounts in a way that’s easy to find, so we took the time to find some of the more common and also the lesser-known discounts that you may qualify for. If you are not receiving all the discounts possible, you may be paying too high a price.Save money with discounts

Remember that many deductions do not apply to your bottom line cost. Most only cut specific coverage prices like liability, collision or medical payments. So even though they make it sound like all the discounts add up to a free policy, you’re out of luck. But any discount will positively reduce your car insurance premiums.

The diagram below visualizes the comparison of Chevy Impala insurance prices with and without discounts. The data is based on a female driver, no claims or driving citations, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, safe-driver, multi-car, multi-policy, claim-free, and marriage discounts applied.

To view companies with discount rates in Plano, click here.

Compare prices but buy from a neighborhood Plano auto insurance agent

Some consumers would prefer to talk to an insurance agent and doing so can bring peace of mind One of the best bonuses of getting online price quotes is that drivers can save money and get better rates but still work with a licensed agent. Buying from local insurance agents is important especially in Plano.

Insurance agents in PlanoOnce you complete this quick form, your information is submitted to local insurance agents who will return price quotes for your insurance coverage. There is no reason to search for an agent because quoted prices will be sent to you instantly. You can get cheaper car insurance rates and a licensed agent to talk to. If you need to get a price quote from a specific insurance company, don’t hesitate to search and find their rate quote page and fill out their quote form.

Deciding on a insurance company requires more thought than just the price. The following questions are important to ask.

If you feel you receive good answers to these questions as well as a affordable price, most likely you have located an insurer that meets the requirements to provide car insurance coverage.

Shop smart and save

Lower-priced Chevy Impala insurance in Plano is attainable from both online companies and also from your neighborhood Plano agents, and you need to price shop both to have the best chance of lowering rates. Some insurance companies don’t offer rate quotes online and most of the time these regional insurance providers sell through independent agents.

When you buy Plano auto insurance online, it’s not a good idea to buy poor coverage just to save money. In many instances, someone sacrificed physical damage coverage and learned later that the few dollars in savings costed them thousands. Your goal is to get the best coverage possible at an affordable rate but still have enough coverage for asset protection.

Steps to finding the cheapest rates for Chevy Impala insurance in Plano

The recommended way to get discount Chevy Impala insurance in Plano is to start comparing rates regularly from insurance carriers that insure vehicles in Texas.

Step 1: Gain an understanding of how insurance works and the modifications you can make to drop your rates. Many rating criteria that are responsible for high rates like speeding tickets, accidents and an imperfect credit history can be remedied by improving your driving habits or financial responsibility.

Step 2: Compare rates from direct, independent, and exclusive agents. Direct and exclusive agents can provide rates from one company like GEICO or State Farm, while agents who are independent can provide price quotes for a wide range of insurance providers. Select a company

Step 3: Compare the quotes to your current policy premium to determine if you can save on Impala insurance in Plano. If you find a lower rate quote and make a switch, ensure coverage does not lapse between policies.

The key thing to know about shopping around is that you’ll want to make sure you compare identical deductibles and limits on every quote request and and to get price quotes from every insurance company. Doing this guarantees the most accurate price comparison and the best price selection.

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