Finding the best cheap coverage for a Mazda CX-7 is pretty easy for most people, but it hinges on lots of different rating factors such as whether you are a homeower, your claims history, and your motor vehicle report. Drivers in Texas pay around $1,504 per year for CX-7 insurance, but that cost is an approximation calculated using a 30-year-old single male driver with full physical damage coverage and $100 deductibles.
It’s more than likely you’re not a 30-year-old male, you might be married instead of single, or maybe you have a speeding ticket that needs to be factored in. Insurance is an individual thing, so the only real way to find cheap car insurance rates for your Mazda is to compare rates from as many companies as possible.
Find Cheaper Mazda CX-7 Insurance
Your Mazda’s trim level tends to have a direct impact on the cost of insurance, so the price you will pay to insure a CX-7 SV 2WD will be $202 cheaper than the cost to insure the more costly CX-7 Grand Touring 4WD model, as shown in the table below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| CX-7 SV 2WD | $374 | $592 | $500 | $30 | $150 | $1,646 | $137 |
| CX-7 Sport 2WD | $422 | $592 | $500 | $30 | $150 | $1,694 | $141 |
| CX-7 Touring 2WD | $422 | $592 | $500 | $30 | $150 | $1,694 | $141 |
| CX-7 Touring 4WD | $422 | $698 | $500 | $30 | $150 | $1,800 | $150 |
| CX-7 Grand Touring 2WD | $470 | $698 | $500 | $30 | $150 | $1,848 | $154 |
| CX-7 Grand Touring 4WD | $470 | $698 | $500 | $30 | $150 | $1,848 | $154 |
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Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Information does not factor in vehicle location which can change prices considerably.
Buying coverage from a highly-rated insurance company is hard considering how many different companies there are to choose from in Texas. The information in the lists below could help you select which auto insurance companies to look at when trying find the best insurance for a Mazda CX-7.
The rankings below include companies with a national presence, so companies that only write business in Texas or surrounding areas are not included in this list. To compare prices and find cheaper insurance for a Mazda CX-7, follow this link.
| Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
|---|---|---|---|---|---|---|
| Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
| USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
| Mercury Insurance | 97 | 96 | 88 | 89% | A+ | 93.4 |
| AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
| Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
| Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
| State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
| The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
| Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
| Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
| American Family | 91 | 86 | 95 | 83% | A | 89.7 |
| Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
| The General | 86 | 93 | 89 | 84% | A- | 88.2 |
| GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
| Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
| 21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
| Liberty Mutual | 79 | 87 | 95 | 78% | A | 85.3 |
| Farmers Insurance | 77 | 80 | 80 | 84% | A | 80.3 |
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Data Source: Insure.com Best Car Insurance Companies
Get discounts on Plano auto insurance
Insurance companies that offer quotes for a Mazda CX-7 may additionally offer special discounts that could lower prices by as much as 25% or more if you are eligible. A list of car insurance companies and a partial list of their discounts are detailed below.
- Farm Bureau discounts include driver training, 55 and retired, multi-vehicle, multi-policy, and youthful driver.
- MetLife has savings for claim-free, good driver, accident-free, defensive driver, and multi-policy.
- Progressive includes discounts for good student, homeowner, multi-policy, continuous coverage, online quote discount, and online signing.
- AAA policyholders can earn discounts including anti-theft, pay-in-full, AAA membership discount, education and occupation, good driver, good student, and multi-policy.
- American Family may include discounts for TimeAway discount, good student, accident-free, early bird, and mySafetyValet.
- GEICO offers premium reductions for multi-policy, membership and employees, air bags, military active duty, five-year accident-free, federal employee, and good student.
- State Farm may have discounts that include Drive Safe & Save, driver’s education, defensive driving training, multiple policy, good student, anti-theft, and Steer Clear safe driver discount.
The information below visualizes the comparison of insurance costs with and without discounts applied. The data is based on a female driver, no tickets, no at-fault accidents, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with defensive driving course, accident-free, marriage, claim-free, passive restraint, and homeowner discounts applied. When drivers take advantage of discounts, theaverage yearly reduction on car insurance for a Mazda CX-7 is 28% or $563.
Last year’s bargain might be this year’s rip off
Plano car insurance rates are calculated based on many things which can substantially decrease or increase the policy price. Simply having a birthday, filing a claim, or getting a ticket for careless driving may generate price changes resulting in some companies being cheaper in comparison to the competition.
Not only may your situation change, but companies file new rates as needed in order to offset underwriting gains or losses. Higher than normal claim frequency or severity can result in increased rates, while a better loss history can produce cheaper CX-7 insurance rates.
To help illustrate this point, the data below shows a variety of companies that have the cheapest car insurance in Plano, TX for a 30-year-old male driver with a clean driving record, no accidents, and a decent credit rating. If we compare prices based on his personal profile, Travelers might offer the cheapest car insurance rates in Plano at $1,039 a year. This is $865 less than the average policy premium paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are also included in the most affordable Plano, TX auto insurance companies.
The next chart shows rates after we give the driver in the first chart an accident claim, poor credit, and a few blemishes on his driving record. Since every car insurance company has a proprietary method to determining premium rates, comparing prices will most likely result in a different ranking of affordable companies as shown below.
Mercury now has the cheapest insurance rate in Plano with State Farm, USAA, Safe Auto, and Nationwide now rounding out the top five. This illustrates why it is crucial to shop around when trying to find the lowest insurance quotes for a Mazda CX-7. Auto insurance prices can be determined by many different factors and change substantially, so the most economical company the last time you shopped around may now be one of the more expensive options.
How to find low-cost insurance for a Mazda CX-7
It is possible to find better rates, and here are some of the better thrifty suggestions that can help drivers find more affordable car insurance.
- Older vehicles may not need full coverage
- Drive vehicles with five-star safety ratings
- Higher credit scores can equal lower rates
- Bundle home and auto and save
- Accidents can significantly increase rates
- Shop around for cheaper prices often
That last piece of advice is highly valuable, as was discussed in this piece. Auto insurance rates can change considerably in a year, so don’t be unwilling to switch carriers if a cheaper rate is available.
We understand brand loyalty, but it’s not a great idea if it’s costing you lots of money. In just a couple of minutes you could compare prices to find cheaper auto insurance for a Mazda CX-7 in Plano.
The insurance agencies below can help you make a decision which coverages and limits you need, since some people have coverage questions and would like to have the advice of a professional agent when trying to find lower insurance rates for a Mazda CX-7. It can be time-consuming to find the best coverage yourself, and a licensed agent can provide satisfaction knowing your coverage gives you enough coverage when you need it.
To locate a Plano insurance agent using an interactive map, click the button link following the list or click here to get price quotes now.
Farmers Insurance – Joseph Qiu
5016 Tennyson Pkwy – Plano, TX 75024 – (972) 781-0808
Earl Manns Jr – State Farm Insurance Agent
3020 Legacy Dr #190 – Plano, TX 75023 – (972) 208-3705
Guest Insurance Agency
903 18th St Ste 124 – Plano, TX 75074 – (972) 424-4209
Raymond Holden – State Farm Insurance Agent
6100 K Ave #106 – Plano, TX 75074 – (972) 424-5900