How Much are Plano Car Insurance Quotes for a Mazda CX-7?

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Finding the best cheap coverage for a Mazda CX-7 is pretty easy for most people, but it hinges on lots of different rating factors such as whether you are a homeower, your claims history, and your motor vehicle report. Drivers in Texas pay around $1,504 per year for CX-7 insurance, but that cost is an approximation calculated using a 30-year-old single male driver with full physical damage coverage and $100 deductibles.

It's more than likely you're not a 30-year-old male, you might be married instead of single, or maybe you have a speeding ticket that needs to be factored in. Insurance is an individual thing, so the only real way to find cheap car insurance rates for your Mazda is to compare rates from as many companies as possible.

Find Cheaper Mazda CX-7 Insurance

Your Mazda's trim level tends to have a direct impact on the cost of insurance, so the price you will pay to insure a CX-7 SV 2WD will be $202 cheaper than the cost to insure the more costly CX-7 Grand Touring 4WD model, as shown in the table below.

Mazda CX-7 Insurance Rates in Plano, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CX-7 SV 2WD $374 $592 $500 $30 $150 $1,646 $137
CX-7 Sport 2WD $422 $592 $500 $30 $150 $1,694 $141
CX-7 Touring 2WD $422 $592 $500 $30 $150 $1,694 $141
CX-7 Touring 4WD $422 $698 $500 $30 $150 $1,800 $150
CX-7 Grand Touring 2WD $470 $698 $500 $30 $150 $1,848 $154
CX-7 Grand Touring 4WD $470 $698 $500 $30 $150 $1,848 $154
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Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Information does not factor in vehicle location which can change prices considerably.

Buying coverage from a highly-rated insurance company is hard considering how many different companies there are to choose from in Texas. The information in the lists below could help you select which auto insurance companies to look at when trying find the best insurance for a Mazda CX-7.

The rankings below include companies with a national presence, so companies that only write business in Texas or surrounding areas are not included in this list. To compare prices and find cheaper insurance for a Mazda CX-7, follow this link.

Plano, TX Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Insure.com Best Car Insurance Companies

Get discounts on Plano auto insurance

Save on car insurance for a CX-7 in PlanoInsurance companies that offer quotes for a Mazda CX-7 may additionally offer special discounts that could lower prices by as much as 25% or more if you are eligible. A list of car insurance companies and a partial list of their discounts are detailed below.

The information below visualizes the comparison of insurance costs with and without discounts applied. The data is based on a female driver, no tickets, no at-fault accidents, Texas state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with defensive driving course, accident-free, marriage, claim-free, passive restraint, and homeowner discounts applied. When drivers take advantage of discounts, theaverage yearly reduction on car insurance for a Mazda CX-7 is 28% or $563.

Last year's bargain might be this year's rip off

Plano car insurance rates are calculated based on many things which can substantially decrease or increase the policy price. Simply having a birthday, filing a claim, or getting a ticket for careless driving may generate price changes resulting in some companies being cheaper in comparison to the competition.

Not only may your situation change, but companies file new rates as needed in order to offset underwriting gains or losses. Higher than normal claim frequency or severity can result in increased rates, while a better loss history can produce cheaper CX-7 insurance rates.

To help illustrate this point, the data below shows a variety of companies that have the cheapest car insurance in Plano, TX for a 30-year-old male driver with a clean driving record, no accidents, and a decent credit rating. If we compare prices based on his personal profile, Travelers might offer the cheapest car insurance rates in Plano at $1,039 a year. This is $865 less than the average policy premium paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are also included in the most affordable Plano, TX auto insurance companies.

The next chart shows rates after we give the driver in the first chart an accident claim, poor credit, and a few blemishes on his driving record. Since every car insurance company has a proprietary method to determining premium rates, comparing prices will most likely result in a different ranking of affordable companies as shown below.

Mercury now has the cheapest insurance rate in Plano with State Farm, USAA, Safe Auto, and Nationwide now rounding out the top five. This illustrates why it is crucial to shop around when trying to find the lowest insurance quotes for a Mazda CX-7. Auto insurance prices can be determined by many different factors and change substantially, so the most economical company the last time you shopped around may now be one of the more expensive options.

How to find low-cost insurance for a Mazda CX-7

It is possible to find better rates, and here are some of the better thrifty suggestions that can help drivers find more affordable car insurance.

That last piece of advice is highly valuable, as was discussed in this piece. Auto insurance rates can change considerably in a year, so don't be unwilling to switch carriers if a cheaper rate is available.

We understand brand loyalty, but it's not a great idea if it's costing you lots of money. In just a couple of minutes you could compare prices to find cheaper auto insurance for a Mazda CX-7 in Plano.

The insurance agencies below can help you make a decision which coverages and limits you need, since some people have coverage questions and would like to have the advice of a professional agent when trying to find lower insurance rates for a Mazda CX-7. It can be time-consuming to find the best coverage yourself, and a licensed agent can provide satisfaction knowing your coverage gives you enough coverage when you need it.

To locate a Plano insurance agent using an interactive map, click the button link following the list or click here to get price quotes now.

Farmers Insurance - Joseph Qiu
5016 Tennyson Pkwy - Plano, TX 75024 - (972) 781-0808

Earl Manns Jr - State Farm Insurance Agent
3020 Legacy Dr #190 - Plano, TX 75023 - (972) 208-3705

Guest Insurance Agency
903 18th St Ste 124 - Plano, TX 75074 - (972) 424-4209

Raymond Holden - State Farm Insurance Agent
6100 K Ave #106 - Plano, TX 75074 - (972) 424-5900

View map of Plano, TX insurance agents