Cheap Rates for Honda Insight Insurance in Plano

Insurance rates Honda Insight in PlanoWould you like to stop overpaying and find the cheapest car insurance rates in Plano, TX? Plano consumers have many options when looking for low-cost Honda Insight insurance. You can either waste hours contacting agents to get rate comparisons or utilize the internet to compare rates. There are more efficient ways to shop for car insurance so you’re going to learn the quickest way to quote coverages on a Honda and obtain the cheapest rates from both online companies and Plano agents.

Cutting your Plano car insurance rates is not a difficult process. All you need to do is take a few minutes comparing rate quotes online from several insurance companies.

The companies in the list below provide price comparisons in Texas. If your goal is to find cheap auto insurance in Plano, we recommend you visit as many as you can to get the best price comparison.

Honda Insight detailed coverage information

The rate information below highlights a range of policy rates for Honda Insight models. Being aware of how insurance policy rates are calculated helps drivers make decisions when shopping around.


Honda Insight Insurance Rates in Plano, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Insight LX $260 $544 $392 $24 $118 $1,338 $112
Insight EX $298 $642 $392 $24 $118 $1,474 $123
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Table data represents married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Information does not factor in Plano location which can alter premiums considerably.

Raise deductibles and save

The hardest decision when buying coverage is at what level do you set your deductibles. The tables below may help to conceptualize the price difference when you buy lower versus higher coverage deductibles. The first rate comparisons uses a $250 physical damage deductible and the second data table uses a $1,000 deductible.


Honda Insight insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Insight LX $256 $496 $382 $22 $114 $1,295 $108
Insight EX $294 $584 $382 $22 $114 $1,421 $118
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Honda Insight insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Insight LX $158 $312 $382 $22 $114 $988 $82
Insight EX $182 $368 $382 $22 $114 $1,068 $89
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Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Prices do not factor in vehicle garaging location which can decrease or increase prices greatly.

Based on the data above, we can derive that using a $250 deductible would cost the average driver about $27 more each month or $324 a year than requesting the higher $1,000 deductible. Since you would pay $750 more if you turn in a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to have at least 28 months between claim filings, you would save money by selecting a higher deductible.

Decisions You Make Can Impact Your Insurance Rates

Consumers need to have an understanding of the factors that are used to determine the rates you pay for car insurance. If you have some idea of what determines premiums, this empowers consumers to make smart changes that can help you get lower rates. Many factors are used in the calculation when premium rates are determined. A few of the factors are predictable like your driving record, but other factors are more transparent such as your marital status and annual miles driven.

Listed below are some of the items used by companies to determine your premiums.

Insurance just makes sense

Even though it can be expensive, insuring your vehicle serves several important purposes.

The benefits of carrying enough insurance outweigh the cost, especially for larger claims. The average driver in Texas is overpaying more than $750 every year so it’s very important to do a rate comparison every year to make sure the price is not too high.

Best car insurance in Texas

Finding the highest-rated insurance company can be difficult considering how many different companies there are to choose from in Texas. The information below may help you analyze which car insurance companies to look at shopping your coverage with.

Best Car Insurance Companies in Plano
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Insure.com Best Car Insurance Companies