Save Money on Ford Five Hundred Insurance in Plano

Insurance rates Ford Five Hundred in PlanoThe best way we recommend to save on Ford Five Hundred insurance is to start doing an annual price comparison from companies that insure vehicles in Plano. You can compare rates by completing these steps.

The key aspect of shopping around is to make sure you enter identical deductibles and limits on every quote and and to analyze all possible companies. Doing this helps ensure an accurate price comparison and the best rate selection.

A recent car insurance study discovered that the vast majority of consumers kept buying from the same company for well over three years, and nearly half have never even compared rates from other companies. With the average premium in Texas being $2,680, drivers can cut their rates by about 70% a year by just comparing rate quotes, but they don’t know the amount of money they would save if they bought a different policy.

Locating the most cost-effective auto insurance policy in Plano can be easy if you know a few tricks. If you are insured now or are looking for a new policy, use these money-saving tips to buy cheaper auto insurance without sacrificing coverage. Drivers just need to know the proper methods to compare different rates on the web.

How to compare Ford Five Hundred insurance rate quotes in Plano, TX

All major insurance companies like Progressive, Allstate and GEICO provide insurance quotes on the web. Getting online rates for Ford Five Hundred insurance in Plano is very simple as all you need to do is type in your personal and coverage information on the page. Upon sending the form, their system automatically orders reports for credit and driving violations and returns pricing information based on the data you entered. Getting online rates for Ford Five Hundred insurance in Plano makes it a lot easier to compare rates and it is imperative to get many rate quotes if you want to find the lowest payment possible.

To use this form to compare rates, compare rate quotes from the providers shown below. If you have coverage now, it’s recommended you copy deductibles and limits exactly as they are listed on your policy. Using the same limits helps guarantee you will have rate comparison quotes for similar insurance coverage.

The car insurance companies shown below are ready to provide price comparisons in Plano, TX. If you want to find cheap car insurance in TX, we recommend you click on several of them to get a more complete price comparison.

Three good reasons to insure your Ford vehicle

Even though Plano Five Hundred insurance rates can get expensive, buying car insurance may not be optional for several reasons.

The benefits of carrying adequate insurance are definitely more than the cost, especially when you need to use it. An average driver in America overpays more than $855 a year so you should quote rates at least once a year to help ensure money is not being wasted.

Do you qualify for discounts?

Insuring your vehicles can cost a lot, but you might be missing out on some discounts that you may not even be aware of. Many discounts should be triggered at the time you complete a quote, but some discounts are required to be specially asked for prior to receiving the credit. If you aren’t receiving every discount you deserve, you could be getting lower rates.Insurance discounts

Discounts reduce rates, but you should keep in mind that some credits don’t apply to the entire policy premium. Some only apply to individual premiums such as physical damage coverage or medical payments. So even though it sounds like you would end up receiving a 100% discount, companies wouldn’t make money that way. Any amount of discount should help reduce your policy premiums.

A few popular companies and some of their more popular discounts include:

When getting a coverage quote, ask every company to apply every possible discount. Some of the earlier mentioned discounts might not be available to policyholders in your area. To see insurance companies with discount insurance rates in Texas, click here.

Local Plano insurance agencies

Many drivers would prefer to get professional advice from a licensed agent and doing so can bring peace of mind Insurance agents are trained to spot inefficiencies and help file insurance claims. A nice benefit of comparing insurance prices online is that drivers can save money and get cheap car insurance quotes and also buy local.

Plano insurance agentsTo find an agent, once you fill out this short form, the coverage information is immediately sent to companies in Plano that provide free Plano car insurance quotes for your business. You won’t even need to leave your house because prices are sent straight to your inbox. In the event you want to quote rates from a particular provider, don’t hesitate to jump over to their website and fill out their quote form.

Deciding on an insurer requires more thought than just a cheap price quote. The questions below may impact your decision as well.

Pick the best auto insurance agent in Plano for you

When searching for a local agent, it’s helpful to know the different types of agents and how they differ in how they quote coverages. Agents are classified as either independent or exclusive. Both write policy coverage, but it’s important to know how they are different since it can impact which agent you choose.

Exclusive Insurance Agents

Exclusive insurance agents have only one company to place business with and some examples include Farmers Insurance and State Farm. Exclusive agents are unable to provide rate quotes from other companies so if the price isn’t competitive there isn’t much they can do. Exclusive agents are trained well in insurance sales which aids in selling service over price.

The following is a short list of exclusive agents in Plano willing to provide comparison quotes.

6833 Coit Rd #100Plano, TX 75024(972) 618-4300View Map

208 Coit Rd #600Plano, TX 75075(972) 312-9930View Map

5501 Independence Pkwy Ste 311Plano, TX 75023(972) 519-0936View Map

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Independent Agents

These agents can quote rates with many companies and that enables them to quote your coverage with lots of companies and help determine which has the cheapest rates. If you want to switch companies, the agent simply finds a different carrier and you don’t have to find a new agent. If you are comparing car insurance prices, you should always compare prices from at least one independent agent for the best price selection.

Below is a list of independent agents in Plano willing to provide price quotes.

3415 Custer Rd #161Plano, TX 75023(972) 964-4825View Map

5600 Tennyson Pkwy #243Plano, TX 75024(972) 665-9975View Map

5048 Tennyson Pkwy #250Plano, TX 75024(972) 801-9188View Map

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Ratings for Plano car insurance companies

Ending up with the right insurer can be challenging considering how many different companies sell coverage in Texas. The ranking information in the next section can help you select which companies to look at purchasing from.

Top Car Insurance Companies in Texas
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Best Car Insurance Companies

Quote often and quote early

When buying insurance coverage, it’s a bad idea to buy less coverage just to save a little money. Too many times, someone dropped uninsured motorist or liability limits and found out when filing a claim that it was a big mistake. Your focus should be to purchase plenty of coverage at an affordable rate.

Discount Ford Five Hundred insurance in Plano is possible both online in addition to local insurance agencies, so you need to quote Plano car insurance with both in order to have the best chance of saving money. Some insurance providers may not provide internet price quotes and many times these regional insurance providers work with independent agencies.

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