Compare Chevy Camaro Insurance Quotes in Plano

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Chevy Camaro insurance cost
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Insurance quote for Chevy Camaro in PlanoIf you want to save money, the best way to get the cheapest Chevy Camaro insurance in Plano is to start comparing prices yearly from different companies who sell auto insurance in Texas. You can compare prices by following these steps.

  • Step 1: Try to learn about coverages and the things you can change to keep rates low. Many factors that drive up the price like inattentive driving and an imperfect credit score can be amended by making small lifestyle or driving habit changes.
  • Step 2: Get rate quotes from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can provide rates from a single company like GEICO or Allstate, while independent agencies can quote rates from many different companies. View a list of agents
  • Step 3: Compare the new rate quotes to your existing coverage to see if switching to a new carrier will save money. If you find a lower rate quote and make a switch, make sure coverage does not lapse between policies.

A valuable tip to remember is to use the same physical damage deductibles and liability limits on every price quote and and to get rates from as many companies as feasibly possible. Doing this ensures a fair price comparison and a good representation of prices.

Unthinkable but true, most car insurance buyers have remained with the same car insurance company for over three years, and practically 40% of car insurance customers have never even shopped around for cheaper coverage. With the average car insurance premium being $2,679, Texas drivers can save as much as $1,766 each year, but they underestimate how much savings they would realize if they switched to a more affordable policy.

The companies in the list below are ready to provide comparison quotes in Texas. In order to find cheap car insurance in Plano, TX, we suggest you compare several of them to get the best price comparison.

Premium rates and analysis

The data table shown below showcases different insurance prices for Chevy Camaro models. Knowing how insurance prices are calculated can aid in making informed decisions when comparing rate quotes.

Chevrolet Camaro Insurance Rates in Plano, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Camaro LS $326 $672 $462 $28 $138 $1,626 $136
Camaro LT $326 $672 $462 $28 $138 $1,626 $136
Camaro SS $362 $774 $462 $28 $138 $1,764 $147
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Cost estimates assume single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, safe-driver, and multi-policy. Information does not factor in vehicle garaging location which can increase or decrease auto insurance rates substantially.

Raise deductibles and save

One of the most common insurance questions is where to set your physical damage deductibles. The following tables approximate the costs and benefits of buying low and high deductibles. The first rate comparisons uses a $250 deductible for physical damage and the second set of prices uses a $1,000 deductible.

Chevrolet Camaro insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Camaro LS $332 $584 $382 $22 $114 $1,459 $122
Camaro LT $332 $584 $382 $22 $114 $1,459 $122
Camaro SS $370 $672 $382 $22 $114 $1,585 $132
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Chevrolet Camaro insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Camaro LS $206 $368 $382 $22 $114 $1,092 $91
Camaro LT $206 $368 $382 $22 $114 $1,092 $91
Camaro SS $228 $424 $382 $22 $114 $1,170 $98
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, homeowner, and safe-driver. Rates do not factor in your specific Plano location which can increase or decrease coverage rates considerably.

Based on this data, using a $250 deductible costs approximately $32 more each month or $384 each year than requesting the higher $1,000 deductible. Because you would be required to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you tend to average more than 23 months between claims, you would more than likely save some money if you elect the higher deductible.

The example below shows how different deductible levels and can raise or lower Chevy Camaro insurance prices for different age groups of insureds. The rates are based on a single female driver, comp and collision included, and no policy discounts are applied.

Male drivers compared to female drivers in Plano

The illustration below illustrates the comparison of Chevy Camaro insurance rates for male and female drivers. The premiums are based on a clean driving record, no claims, full coverage, $1,000 deductibles, single status, and no other discounts are factored in.

Local neighborhood Plano car insurance agents

A lot of people just want to buy from a licensed agent and there is nothing wrong with that. Insurance agents are trained risk managers and help submit paperwork. One of the great benefits of getting free rate quotes online is that drivers can save money and get the best rates but also keep your business local.

After completing this form (opens in new window), your coverage information is submitted to agents in your area who will gladly provide quotes for your insurance coverage. You won't need to contact an agency since price quotes are sent to you instantly. If you need to get a comparison quote from a specific insurance provider, just jump over to their website and fill out the quote form the provide.

Finding the right provider should include more criteria than just the price. The following questions are important to ask.

  • If you raise deductibles, how much can you save?
  • Do clients work directly with the agent or are most inquiries handled by a CSR?
  • How much training do they have in personal risk management?
  • How is replacement cost determined on your vehicle?
  • Are they actively involved in the community?

Pick the best auto insurance agent in Plano for you

When finding a reputable agency, it helps to know the two different agency structures that differ in how they can insure your vehicles. Insurance policy providers are either exclusive agents or independent agents. Both write policy coverage, but it's important to know how they are different since it can affect which agent you choose.

Exclusive Insurance Agencies

Agents that elect to be exclusive have only one company to place business with like Farmers Insurance, Allstate, or State Farm. They usually cannot place coverage with different providers so they are skilled at selling on more than just price. Exclusive insurance agents are trained well on their company's products which can be an advantage.

The following are exclusive insurance agents in Plano who can help you get comparison quotes.

1106 14th St - Plano, TX 75074 - (469) 814-0551 - View Map

6100 K Ave #106 - Plano, TX 75074 - (972) 424-5900 - View Map

6833 Coit Rd #100 - Plano, TX 75024 - (972) 618-4300 - View Map

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Independent Insurance Agents

Independent agencies often have many company appointments so they have the ability to put coverage with an assortment of companies and get the cheapest rates. If prices rise, your agent can switch companies and you don't have to switch agencies. When comparing rates, you definitely need to include multiple independent agents for the best price selection.

Below is a list of independent insurance agents in Plano willing to provide price quote information.

542 Haggard St #502 - Plano, TX 75074 - (972) 335-4115 - View Map

2504 K Ave #400 - Plano, TX 75074 - (972) 423-4348 - View Map

1110 E Parker Rd #106 - Plano, TX 75074 - (972) 200-5070 - View Map

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