What Insurance is Cheapest for a 20 Year Old Female in Plano?

You have most likely watched the commercials from companies like GEICO, Progressive, and The General claiming huge savings, so you should just pick one randomly, right?

It’s not that easy, however, as there are a whole bunch of unknown factors like your gender, your credit score, whether you are single or married, and the area where you live. We will attempt to cover the best ways to find cheap car insurance and hopefully give you enough understanding to have a good beginning to your quest for cheaper car insurance.

Shopping around for cost effective car insurance is not always easy, and determining which company quotes the most affordable auto insurance rates for 20 year old women requires more quotes for comparison. Each auto insurer has a proprietary method for determining rates, so we’ll go over the overall cheapest auto insurance companies in Plano.

Lowest Insurance Price Quotes for Women Age 20

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Texas auto insurance company rankings
Rank Company Cost Per Year
1 Travelers $1,052
2 USAA $1,095
3 Texas Farm Bureau $1,235
4 Germania Mutual $1,244
5 Esurance $1,379
6 California Casualty $1,382
7 Mercury $1,476
8 State Farm $1,495
9 Nationwide $1,538
10 Safe Auto $1,549
11 Progressive $1,664
12 Allstate $1,718
13 Amica $1,723
14 GEICO $2,072
15 Home State $2,092
16 MetLife $2,227
17 Unitrin $2,264
18 Encompass $2,301
19 21st Century $2,421
20 Titan $2,672
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Travelers generally has some of the lowest car insurance rates in Plano at around $1,052 per year. This is $852 less than the average price paid by Texas drivers of $1,904. USAA, Texas Farm Bureau, Germania Mutual, and Esurance are also some of the cheapest Plano, TX insurance companies.

As illustrated above, if you currently have coverage with Germania Mutual and switched to USAA, you could see a yearly price reduction of around $149. Insureds with Esurance might save as much as $284 a year, and California Casualty insureds might see rate reductions of $287 a year.

To find out how your current rates compare, click here to start your custom quote or quote prices from the following companies.

It’s important to note that these prices are averages across all insureds and vehicles and and are not figured with an exact vehicle garaging location for 20 year old women. So the insurer that has the cheapest rates for you may not even be in the list above. That points out the importance of why you need to get quotes using your own driver data and vehicle information.

For young women, one of the largest things that aid in calculating the amount you pay each year for auto insurance is where you choose to live in Plano. More densely populated places tend to pay slightly more, whereas more rural areas profit from lower rates.

The illustration below rates the most costly cities in Texas for 20 year old women in which to buy car insurance. Plano ranks #22 costing $1,608 on average, which is approximately $134 each month.

How much does auto insurance cost in Plano?
Rank City Annual Rate
1 McAllen $2,016
2 Brownsville $1,908
3 Dallas $1,893
4 Laredo $1,851
5 Houston $1,835
6 Mesquite $1,825
7 Grand Prairie $1,811
8 Amarillo $1,804
9 Garland $1,796
10 Pasadena $1,794
11 Beaumont $1,754
12 Irving $1,736
13 Lubbock $1,716
14 San Antonio $1,688
15 Arlington $1,658
16 Fort Worth $1,653
17 Carrollton $1,647
18 Corpus Christi $1,636
19 El Paso $1,632
20 Austin $1,627
21 McKinney $1,625
22 Plano $1,608
23 Waco $1,569
24 Abilene $1,545
25 Killeen $1,473
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Rates are estimated as the specific zip code location can decrease or increase auto insurance rates noticeably.

Choosing a high-quality insurance provider is hard considering how many companies sell insurance in Texas. The ranking data shown next may help you analyze which car insurance providers you want to consider when looking for cheaper rates.

The rankings below include insurance companies that insure vehicles in the majority of U.S. states, so companies that may only write in Texas are not factored into the list. To view rates and find the cheapest rates for 20 year old women, click this link.

Top 10 Major Auto Insurers in Plano Ranked by Claims Service

  1. Travelers
  2. Nationwide
  3. Allstate
  4. State Farm
  5. Liberty Mutual
  6. GEICO
  7. American Family
  8. Esurance
  9. Titan Insurance
  10. AAA Insurance

Top 10 Major Auto Insurers in Plano Ranked by Customer Service

  1. USAA
  2. Travelers
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Safeco Insurance
  7. Progressive
  8. State Farm
  9. The Hartford
  10. The General

Discounts on Plano auto insurance

Auto insurance for young women in Plano, TXAuto insurance companies that provide policies for 20 year old women may also offer policy discounts that may potentially lower prices by as much as 35% if you are eligible. A few of the larger companies and a summarized list of policyholder discounts can be found below.

The diagram below shows the comparison of insurance costs with and without discounts. The prices are based on a male driver, no accidents, no driving violations, Texas state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with good student, vehicle safety, continuous coverage, anti-theft, paid-in-full, and paperless filing discounts applied. When drivers take advantage of discounts, theamount saved on auto insurance for 20 year old women is 19% or $415.

How to find economical insurance for 20 year old women

The list below details some thrifty ideas that can help drivers get cheaper coverage.

That last tip is notably valuable, as we emphasized in the prior information. Auto insurance prices in Plano vary considerably, so don’t be hesitant to switch to a new company if a more affordable price is available. Being loyal to a particular company is commendable, but it’s not a great idea if that faithfulness ends up costing you lots of hard earned cash every month. In less than five minutes you could compare rates to find cheaper auto insurance for 20 year old women.

If you like to have some professional guidance when shopping for cheaper insurance for 20 year old women, the agents shown below can answer your questions and help you decide which coverage meets your needs best. To find an agent in your neighborhood, click the button following the list.

Allstate Insurance: Brad Williamson
4670 McDermott Rd #206Plano, TX 75024(972) 867-2778

Joseph Jackson – State Farm Insurance Agent
7920 Preston Rd #300Plano, TX 75024(972) 690-9090

Nationwide Insurance: Nicholas Arthur Purvis Agency
5600 Tennyson Pkwy #243Plano, TX 75024(972) 665-9975

View more Plano, TX insurance agencies