Affordable Car Insurance in Plano
Nobody enjoys buying car insurance, not even us. But there are ways to save money when buying it that can help take the sting out of paying the premium.
The most effective way to find affordable car insurance rates is to start doing a yearly price comparison from providers who sell auto insurance in Plano.
- Try to learn a little about coverages and the factors you can control to prevent expensive coverage. Many policy risk factors that are responsible for high rates such as speeding tickets, careless driving and an imperfect credit history can be rectified by making minor driving habit or lifestyle changes. Read the full article for instructions to get better rates and find missing discounts.
- Quote rates from direct, independent, and exclusive agents. Exclusive and direct companies can provide rates from one company like Progressive and State Farm, while independent agencies can give you price quotes from multiple companies. Begin your rate comparison
- Compare the new rate quotes to the premium of your current policy to determine if you can save on insurance. If you find a lower rate and switch companies, ensure coverage does not lapse between policies.
- Give proper notification to your current agent or company of your intention to cancel your current auto insurance policy. Submit the signed application along with the required initial payment to the new insurer. As soon as you have the new policy, place the new certificate verifying coverage with your vehicle's registration.
A key point to remember is to make sure you're comparing the same level of coverage on each price quote and and to get price quotes from as many companies as you can. This guarantees a level playing field and the most accurate and complete price analysis.
The cost of auto insurance coverage depends on a wide range of factors, but the average policy in Plano is right around $1,400 annually. Other states average around $1,250, so Plano drivers pay about $16 more each month than other American drivers.
Insurance rates in Plano are dependent upon many different variables, but one of the primary factors is the type of vehicle you drive. The table below details insurance cost for popular vehicles sold in Plano.
|Make, Model, and Trim Level||Annual Cost||Semi-Annual Cost||Monthly Cost|
|Chevrolet Equinox LTZ 2WD||$1,466||$733||$122|
|Chevrolet Malibu LT||$1,386||$693||$116|
|Chevrolet Silverado LTZ Crew Cab 2WD||$1,554||$777||$130|
|Dodge Ram Quad Cab SLT 2WD||$1,474||$737||$123|
|Ford Escape XLT 4WD||$1,174||$587||$98|
|Ford F-150 Lariat King Ranch 4WD||$1,494||$747||$125|
|Ford Focus SEL 4-Dr Sedan||$1,406||$703||$117|
|Honda Accord LX 4-Dr Sedan||$1,144||$572||$95|
|Honda CR-V LX 4WD||$1,144||$572||$95|
|Honda Civic EX-L 4-Dr Sedan||$1,518||$759||$127|
|Hyundai Elantra Blue 4-Dr Sedan||$1,406||$703||$117|
|Jeep Grand Cherokee Limited 2WD||$1,466||$733||$122|
|Nissan Altima 3.5 SR 2-Dr Coupe||$1,636||$818||$136|
|Toyota Camry LE||$1,356||$678||$113|
|Toyota Corolla XRS||$1,466||$733||$122|
|Get Rate Quotes for Your Vehicle Go|
Data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Premium amounts do not factor in vehicle location which can impact premiums noticeably.
Get cheaper auto insurance with discounts
The illustration below shows the difference between car insurance rates with and without some available policy discounts. The data assumes a female driver, no violations or accidents, Texas state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-policy, marriage, multi-car, claim-free, and homeowner discounts applied.
AUTO INSURANCE FACT
Brand loyalty may be costing you hundreds every year. Compare rates now and save.
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
|Compare Rates Now Go|
|Top 10 cheapest vehicles to insure in Plano, TX|
|Chrysler PT Cruiser|
|Mazda MX-5 Miata|
|Top 10 most expensive vehicles to insure in Plano, TX|
|Mercedes-Benz S65 AMG|
|Mercedes-Benz CL65 AMG|
|Mercedes-Benz CL63 AMG|
|Mercedes-Benz S63 AMG|
|Top 10 safest vehicles to insure in Plano, TX|
|Chrysler Town and Country|
|Chevrolet Silverado 2500HD|